The employer should make clear to Heads of Establishments and Visit Leaders the extent of their insurance provision for off-site visits.
The Visit Leader must ensure, well before the group departs, that adequate insurance arrangements are in place covering all planned activities.
It is important to consult your local authority to establish the level of insurance cover that is provided by your employer’s insurer. This may come in varying levels:
- Some local authorities have insurance cover for all participants for all off-site visits
- Some provide cover only for specific activities
- Some provide no cover